This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and explains Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

1. Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

Account

Means a unique account created for You to access our Service or parts of our Service.

Company

(Referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to QRA Financials, Room #302 and 302A, 2233 Argentia Rd, Mississauga, ON L5N 2X7, Canada.

Cookies

Are small files that are placed on Your computer, mobile device, or any other device by a website, containing details of Your browsing history on that website among its many uses.

Country

Refers to: Canada

Device

Means any device that can access the Service such as a computer, cellphone, or digital tablet.

Personal Data

Is any information that relates to an identified or identifiable individual.

Service

Refers to the Website.

Service Provider

Means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service, or assist the Company in analyzing how the Service is used.

Usage Data

Refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.

Website

Refers to QRA Financials, accessible from qrafinancials.com

You

Means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

2. Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Name
  • Email address
  • Phone number
  • Business information
  • Financial or tax-related documents submitted by You
  • Usage Data
Usage Data

Certain information is collected automatically when You access or use the Service, including technical and usage-related data.

Usage Data may include information such as:

  • Your Device’s Internet Protocol address (e.g. IP address)
  • Browser type and browser version
  • Pages of our Service that You visit
  • Time and date of Your visit
  • Time spent on those pages
  • Unique device identifiers
  • Other diagnostic data

When You access the Service by or through a mobile device, We may collect certain information automatically, including:

  • Type of mobile device You use
  • Your mobile device unique ID
  • IP address
  • Mobile operating system
  • Browser type
  • Unique device identifiers
  • Other diagnostic data

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service through a mobile device.

3. Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track activity on Our Service and store certain information. Tracking technologies used may include beacons, tags, scripts, and similar technologies to collect and track information and improve and analyze Our Service.

The technologies We use may include:

Cookies or Browser Cookies

A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or indicate when a Cookie is being sent. However, if You do not accept Cookies, some parts of our Service may not function properly.

Flash Cookies

Certain features of our Service may use local stored objects to collect and store information about Your preferences or activity on our Service.

Web Beacons

Certain sections of our Service and emails may contain electronic files known as web beacons that permit the Company to count users who have visited pages or opened emails and for related website statistics.

Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on Your device when You go offline, while Session Cookies are deleted once You close Your web browser.

We use both Session and Persistent Cookies for the following purposes:

Necessary / Essential Cookies

  • Type: Session Cookies
  • Administered by: Us

Purpose: These Cookies are essential to provide services available through the Website and enable You to use certain features.

Cookies Policy / Notice Acceptance Cookies

  • Type: Persistent Cookies
  • Administered by: Us

Purpose: These Cookies identify whether users have accepted the use of cookies on the Website.

Functionality Cookies

  • Type: Persistent Cookies
  • Administered by: Us

Purpose: These Cookies allow us to remember choices You make when using the Website to provide a more personalized experience.

4. Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain our Service, including monitoring usage of the Service
  • To manage Your Account and registration as a user of the Service
  • For the performance of a contract: To provide accounting, bookkeeping, payroll, tax filing, financial planning, and related business services requested by You and fulfill Our obligations under any agreement with You
  • To communicate with government agencies such as the Canada Revenue Agency (CRA) on Your behalf where authorized
  • To contact You by email, telephone calls, SMS, or other forms of communication regarding updates, services, or important notices
  • To provide You with information about services, promotions, or updates that may be relevant to You unless You opt out
  • To manage and respond to Your requests and inquiries
  • To evaluate and improve our services, website functionality, customer experience, and marketing efforts
  • For business transfers such as mergers, acquisitions, or restructuring
  • To comply with legal and regulatory obligations

5. Sharing of Your Personal Information

We may share Your personal information in the following situations:

With Service Providers

We may share Your personal information with Service Providers to monitor and analyze the use of our Service or assist in delivering our services.

For Business Transfers

We may share or transfer Your personal information in connection with any merger, sale of Company assets, financing, or acquisition.

With Affiliates

We may share Your information with affiliates or associated partners who are required to honor this Privacy Policy.

With Business Partners

We may share information with trusted business partners to offer certain products or services.

With Your Consent

We may disclose Your personal information for any other purpose with Your consent.

6. Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy and to comply with legal, tax, accounting, and regulatory obligations.

Usage Data is generally retained for a shorter period of time unless required for security improvements or legal compliance.

7. Transfer of Your Personal Data

Your information, including Personal Data, may be processed at the Company’s operating offices and in other locations where the parties involved in processing are located.

Your consent to this Privacy Policy followed by submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy.

8. Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred.

Law Enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required by law or in response to valid requests by public authorities.

Other Legal Requirements

The Company may disclose Your Personal Data in good faith where necessary to:

  • Comply with a legal obligation
  • Protect and defend the rights or property of the Company
  • Prevent or investigate possible wrongdoing
  • Protect the safety of Users or the public
  • Protect against legal liability

9. Security of Your Personal Data

The security of Your Personal Data is important to Us. While We strive to use commercially acceptable means to protect Your Personal Data, no method of transmission over the Internet or electronic storage is completely secure.

10. Children’s Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13.

If You are a parent or guardian and become aware that Your child has provided Us with Personal Data, please contact Us.

11. Links to Other Websites

Our Service may contain links to third-party websites that are not operated by Us. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

12. Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

You are advised to review this Privacy Policy periodically for any changes.

13. Contact Us

If You have any questions about this Privacy Policy, You can contact us:

Company Name: QRA Financials

Address: Room #302 and 302A, 2233 Argentia Rd, Mississauga, ON L5N 2X7, Canada

Phone +1 (416) 565-7014

Email: [email protected]

Website: QRA Financials